Oneclick.mn

No collateral needed

Your loan in one click

A phone and an internet connection are all it takes. Apply at any hour and get your loan.

Lender: Tovkhon Inguumel NBFI LLC

The Oneclick.mn home screen showing 120,000₮ of available credit

Get your loan in four steps

Everything from signing up to borrowing happens inside the app.

  1. Download the app

    Get it from the App Store or Google Play and sign up with your mobile number.

  2. Verify your details

    Enter your name, registration number and email address, and send a photo of your identity document.

  3. Get your credit limit

    Your information is analysed and the amount available to you is set.

  4. Take your loan

    Choose the amount, the term and your repayment date, then send the request.

Why Oneclick.mn

A microloan service built on fintech technology.

No collateral

Borrowing requires no collateral.

Your phone is enough

No branch visit. Everything from signing up to repaying happens in the app.

Apply around the clock

Send a loan request at any hour of the day, as long as you have an internet connection.

Your limit grows

The more often you borrow and repay, the higher your available credit goes.

Your data stays private

Camera access is used only for your profile photo and identity documents. Your information is not disclosed to third parties.

Inside the app

From signing up to your repayment schedule.

  • The home screen showing 120,000₮ of available credit

    Available credit

  • Choosing a loan amount on a slider, with the daily interest rate and fee shown

    Take a loan

  • Signing in with a mobile number, a password or Face ID

    Sign in

  • Reading and accepting the terms of service

    Terms of service

Product terms

The terms published on Google Play. Your actual terms are set by your loan agreement.

Loan amount
80,000₮ - 120,000₮
Interest
0.17% daily, 5% monthly, 15% maximum annual
Cost of credit
20% over the full term (total cost of credit included)
Fee and extension
1,000₮ - 6,000₮
Repayment term
61 - 90 days

Interest is paid monthly and the principal falls due at the end of the term.

Worked example

On a 100,000₮ loan the service fee is 5,000₮ and monthly interest is 5%. Repaying after 90 days comes to 115,000₮. The 5,000₮ service fee is added on top, so the customer repays 120,000₮ in total after three months.

Read the full terms of service

Common questions

The six things people ask most often.

What information do I need to apply?

Your mobile number, name, national registration number, email address, and Facebook name and ID. You also send a profile photo and a photo of your identity document.

Do I need collateral?

No. A phone and an internet connection are all it takes.

When can I apply?

At any hour of the day, as long as you have an internet connection.

How is my credit limit decided?

From an analysis of the personal and financial information you enter in the app. Your limit grows as you borrow and repay repeatedly.

Who lends the money?

The lender is Tovkhon Inguumel NBFI LLC. The app is developed by Tanasoft LLC, which publishes it on the App Store and Google Play.

How is my data protected?

It is not used for any purpose outside the terms of service and not disclosed to unrelated third parties. Camera access is used only for your profile photo and for sending identity documents.

Read more about confidentiality

Download the app and check your limit

Signing up takes a few minutes. Your available credit shows up right after.

Works on iOS 12 and Android. Free to download.

Get in touch

Questions, complaints or suggestions. We reply within one business day.

Address
Баянзүрх дүүрэг, 25-р хороо, Сансарын гудамж, 154B байр, 1 давхар, №1, Улаанбаатар, 13372